39 thoughts on “Positive Equity

  1. ceo

    Those saucy reclining womens in the windows mean they sell drugs in there, or it’s a brothel, or a portal to another dimension or something, can’t remember which.

    1. Bertie Blenkinsop

      It’s a throwback to the old days, putting the same ornament in all of the windows showed you owned both upstairs and downstairs.

      Or so I’ve been told.

    2. Tish Mahorey

      “or a portal to another dimension or something, can’t remember which.”

      Whatever your sneering middle class preconceptions want it to be.

      1. ceo

        I think you may have missed the joke there. It’s well established they are just statues despite various silly/unfounded rumours that have been flung around in the past. But I guess one finds offense where one looks for it. Happy Friday!

    1. Andyourpointiswhatexactly?

      I’m going to sound like a horrendous snob (which I am, I guess), but here goes. They’re very popular in certain areas. Along with fake flowers in vases.

    2. Tish Mahorey

      You know full well Rugbyfan but hey, why not invite the sneering comments for a bit of fun.

  2. Tish Mahorey

    That’s an Allsop sale so although the house might happy, there’s a sad story behind its sale. Maybe a couple who were lured in by 100% mortgages during the boom, one lost their job, repayments were impossible to keep up and the bank kicked them out and will now sell the house for half of what the couple paid for it.

    1. Brother Barnabas

      Anyone can sell a property through an Allsop auction. They’re not just repossessed properties.

      The fact that it’s been newly painted etc suggests it’s not been sold by a bank. Banks don’t care much for that stuff.

    2. Disasta

      When that happens, do the tenants get anything back? I mean they did give the bank some money?

      1. Turgenev

        An interesting question. If you pay €99,999 of the price of a €100,000 house and ‘default’ on the €1, is it the bank’s to sell, without you getting anything back? (Notional example involves interest as well as principal.)

        1. Martin Heavy-Guy

          Technically yes.

          Also, you still owe the bank that €1, even if they do sell the house.

        2. Andy

          No.

          You get back any surplus from the sale after the Bank’s debt, interest and costs (legal, stamp, estate agent) have been paid.

    1. jonjo

      I thought the post was suggesting that the house, physically, looks happy. Nout to do with the figurines. Look at his smiling front window and his too bug bright symetrical top windows, and his snout clad with nwely painted timber.

      1. Owen

        Indeed, this to was my initial thought. However, it took some effort for me to convince myself the house looked any happier than its neighbor. As such, I don’t get the post, which makes me sad.

      2. Bodger

        Jonjo and Owen, we thought the front of the house physically looked very happy with a big grin around the front door area. The figurines were only notable in that they helped fashion the illusion of a pair of eyes creased with bliss. Sorry for not making this clearer.

  3. Peter Dempsey

    I feel so sorry for people who had guns pointed at their heads, forcing them to apply for 100% mortgages. Welcome to the World of the Righteous Left where personal responsibility doesn’t exist and all bad things are caused by people wearing suits.

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