Tag Archives: eviction

726086_af657fb6Bremore Castle, Balbriggan, Co Dublin.

 

“In 1736 Captain Vernon, then sheriff of the County of Dublin, being directed to give possession of the castle of Bremore to Mr Tummon, was opposed by Captain MacCulloch and his dependants.Fifty shots were exchanged, but without slaughter, at last the ammunition of the castle being spent, the beseigers drew near, made a breach and took the garrison prisoners; but McCulloch, his wife and one O’Neill having retire to a garden-house necessitated another attack until they also were captured, and with the rest brought prisoners of war to Kilmainham Gaol.”

From D’Alton’s ‘History of the County of Dublin’

Good times.

Pic GeographicUK

Thanks Sibling of Daedalus

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90312241 90312239   90312242Like bosses, in fairness.

This afternoon at Kennycourt Stud, Co Kildare.

Eamon Farrell writes:

Charlie Allen (yellow waistcoat) of the Rodolphus Trust leading about 250 people to retake the Kennycourt Stud Farm in County Kildare from receivers acting for IBRC (formely Anglo Irish Bank). The group cut through chained fences and removed the security men and their cars from the farm…

New Land War! Fight!

Previously: Middle Ireland Fights Back (Irish Examiner)

(Eamon Farrell/Photocall Ireland)

Update:

90312247 90312249The gates outside Kennycourt Stud the morning after.

Brehon Law?

A copy and paste ‘cease and desist’ mandate to TDs compiled by the Anti-Eviction Taskforce for homeowners facing repossession.

Dear Sir / Madam,
I am writing to you on behalf of the currently distressed mortgage holders in Ireland:

As of March 2012, 77,630, or 10.2 % of Mortgage holders, were in arrears of more than 90 days. This compares with 70,945 accounts (9.2 % of total) that were in arrears of more than 90 days at end-December 2011.

The number of accounts that were in arrears of more than 180 days was 59,437 at end-March 2012, equivalent to 7.8 per cent of the total. At end-December 2011, the number of accounts in arrears of more than 180 days was 53,120, or 6.9 per cent of the total.

Therefore, 116,288 accounts were either in arrears of over 90 days or had been restructured and were performing as at the end of March.

In arrears 90-180 day: 87,293, over 180 days 1,209,459. Total = 1,296,752

Residential properties in possession – at end of quarter.

As you can see from the above statistics, distressed mortgage holders make up a large proportion of the Irish Electorate and these numbers are growing monthly. The issue of distressed mortgages in Ireland has been allowed to fester and grow since the downturn with both the Financial Sector and the Government of the day determinedly avoiding to take responsibility for the situation or to focus on developing equitable resolution to the issue (as is their duty).

Article 45 IV: That in what pertains to the control of credit the constant and predominant aim shall be the welfare of the people as a whole.

We have seen household debt increase from 68.9% of personal disposable income in 2000 to over 150% in 2007, and this % continues to rise as debt remains stagnant while income reduces or in many cases disappears

The result of this negligence by the Government of the Day is:

Ever increasing numbers of distressed mortgage holders
Ever increasing debts / arrears per household
Serious damage to the domestic economy
Untenable stress levels within those family units
Dramatic increases in family break-ups
Dramatic increase in suicide figures

This negligence by the Government (and by default, the financial sector) must now stop. It is critical that the issue of distressed mortgages be given top priority by this Government:

It now must be the goal of this Government to devise and drive resolution, to save family units, to save family homes and to save the lives of family member.

Step one in this process has to be; A Complete Cessation of Eviction in Ireland.

The automatic benefits of this cessation will be:

To reduce stress levels within family homes struggling with distressed mortgages.
A change in the playing field to focus both the Government and Financial Institutions on devising equitable and workable resolution to this issue thus eventually eliminating the issue long term.
A return to the ethical basis on which the Irish Constitution is founded; for the good of Irish Citizens.

In this letter we, the distressed mortgage holders of Ireland, deliver to you a clear mandate to present the Government with a motion to introduce a complete ban on eviction from the family home in Ireland with immediate effect.

Please be advised that we do not wish to receive any automated replies, replies from your secretaries or any replies advising that you will look into this matter. This mandate requires your personal and IMMEDIATE ACTION.

There is no justification for any family to be put under severe duress or threat of eviction because of the economic downturn.

As our elected representative in this democratic country of Ireland, you are duty-bound to deliver on this mandate on behalf of the citizens of Ireland by immediately bringing forward a motion in the Dáil for a complete cessation of eviction in Ireland to protect the family home.

Yours Sincerely

………………………… (for and behalf of Distressed Mortgage Holders)

Via @antievictiontfo

Original image 

(Above: The Defend Our Homes League protesting in March outside Ulster bank in support of Lee Wellstead who was evicted from his home in Laois along with his daughter)

The Government has agreed with the EU-IMF troika that it will fix the legal loophole preventing banks seizing the homes of defaulting borrowers, raising fears of a wave of repossessions in the new year.

The commitment was made in the latest review of the State’s bailout programme, published yesterday. The Government has said the Personal Insolvency Bill, which is due to come into effect before the end of the year, will provide “adequate protection” for the family home.

David Hall, director of the Irish Mortgage Holders Organisation, said there was an absence of stringent conditions in the Bill to give adequate protection to the family home. He said that while the personal insolvency arrangement provided for in the Bill was designed to protect the family home, it was subject to the agreement of the bank involved. He said the bank effectively had a veto.

“There’s a lottery there. You can avail of it but the bank controls the process,” he said.

 

And if they don’t now, they soon will.

Coalition to fix loophole to enable banks to seize homes (Harry mCGee, Eoin Burke-Kennedy, Dan O’Brien, Irish Times)

(Sam Boal/Photocall Ireland)

Ruth Kelly who was at the centre of the attempted eviction on Larkhill Road, Whitehall, Dublin, on Tuesday, writes:

Just so there is no confusion. I am law-abiding and a peaceful being. The dispute  I am dealing with has been going for a number of years now. I have always stayed in honour and have always paid my way in life…I have never refused to pay. I agree the large number of police presence was shocking to say the least. I have lived on this estate for a number of years and I have never witnessed any sort of violence, the majority of the people in this estate are old and have lived here all their life  so Tuesday was a big shock for us all with the amount of guards here.
SO to my point and for the avoidance of doubt. it is in fact my life choice for me to stand up for what I know is right and not let anyone even the misinformed who make opinions on half truths get to me. Peace to you all and never trust one perspective on anything .:)

 

Previously: Eviction Thwarted

Thirteen.

Last week it emerged they had purchased up to 21 properties in Dublin, most of them in south city areas, in the late 1990s and early 2000s, and are still the owners of the bulk of these apartments.

It has now emerged that the couple, who are aged 71 and 63 respectively, are also the owners of 13 apartments in the Isle of Dogs area of London.

It is believed the couple bought these apartments in the late 2000s. Efforts to contact them yesterday were not successful.

You tried twanging on the guy-ropes, did you?

Evicted Pair Own 13 Flats In London (Colm Keena and Eoin Burke Kennedy, Irish Times)

(Sasko Lazarov/Photocall Ireland)

Or cynically exploits misfortune of property-laden, elderly pair (above with members of Occupy Dame Street this afternoon) to score cheap political point.

YOU decide.

Finance Minister Michael Nooan has said that the Government has pledged to keep people in their homes, but not in ”21 different homes”.
“We must distinguish between people who can’t pay and people who won’t pay,” the Minister said, referring to the much-publicised eviction of a couple from their Dublin home this week.
Today Minister Noonan said the much-publicised eviction was “well-designed”.
“We have no pledge to keep people in 21 different homes and we must distinguish between people who can’t pay and people who won’t pay,” he said.

 

Noonan: Difference Between Those Who Can’t Pay And Those Who Won’t (Breaking News)

Taoiseach Says Circumstances Of Dublin Couple Eviction ‘Peculiar’ (Newstalk)

Occupy Protestors Pledge Solidarity With Evicted Couple (BreakingNews.ie)

Earlier: Killiney Couple Own 21 Properties (Plus Tent)

(Photocall ireland)

Oliver writes:

I don’t have a mortgage and I don’t know this couple. But I’m wondering where are we going to draw the line in relation to condemning people on their mortgage debt?
While a couple who bought 21 properties might not elicit sympathy, I don’t think it’s right to use them as a scapegoat for our mortgage debt crisis either.

I certainly didn’t feel comfortable watching them being dragged from their home, albeit palatial and being paid for by the taxpayer. And while I can understand the feelings of anger being hurled at them, I feel it’s dangerously distracting taxpayers’ attention from what we should really be debating – and that is the bank guarantee and debt forgiveness.


We all know banks were throwing cash at people during the boom. I was earning €21,000 in 2003 and was constantly getting letters from my bank (Bank of Ireland) telling me I was approved for a substantial mortgage.


A guy on [RTE's] Frontline earlier this week admitted he was given a loan worth 10 times his salary with no questions asked. We don’t know what this couple’s earnings, or company profits were – so we don’t really know what their income was relative to those loans. 

And more worryingly we don’t know what rules IBRC, or NAMA, are following, if they’re following any at all, as neither are under FOI. So who is to say who next will be evicted? And how can we know if it’s a fair move? How can we know others who perhaps ‘should be evicted’ aren’t?

In November 2010 [Economist] Morgan Kelly predicted a Mortgage War between those who took out mortgages and those who didn’t.

He said:  ”The gathering mortgage crisis puts Ireland on the cusp of a social conflict on the scale of the Land War, but with one crucial difference. Whereas the Land War faced tenant farmers against a relative handful of mostly foreign landlords, the looming Mortgage War will pit recent house buyers against the majority of families who feel they worked hard and made sacrifices to pay off their mortgages, or else decided not to buy during the bubble, and who think those with mortgages should be made to pay them off. Any relief to struggling mortgage-holders will come not out of bank profits – there is no longer any such thing – but from the pockets of other taxpayers.

He also said: “If one family defaults on its mortgage, they are pariahs: if 200,000 default they are a powerful political constituency. There is no shame in admitting that you too were mauled by the Celtic Tiger after being conned into taking out an unaffordable mortgage, when everyone around you is admitting the same.

“Ireland faced a painful choice between imposing a resolution on banks that were too big to save or becoming insolvent, and, for whatever reason, chose the latter. Sovereign nations get to make policy choices, and we are no longer a sovereign nation in any meaningful sense of that term. From here on, for better or worse, we can only rely on the kindness of strangers.”

(Eamon Farrell/Photocall Ireland)