A Limerick A Day

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Insurance costs has meant some Ireland schools have banned running in the schoolyard

Kids should go out in the sun
And blow off some steam and have fun
But though it’s not nice
Because of the price
Of insurance they’d better not run

John Moynes

Pic: Ronan McCrea

32 thoughts on “A Limerick A Day

    1. pooter

      Would love to see the numbers of schools sued for this reason. Could be just another excuse by insurance gouger companies to hike premiums

      1. Barry the Hatchet

        +1

        I work in this industry (scumbag legal professional here, thanks) and have never once come across a claim for a child injured in a playground. I have no doubt there are claims out there, but it’s absolutely not a regular thing.

        1. The Old Boy

          I agree entirely – The bad old days of slip’n’trip for pots of loot are long since gone, if they ever really existed in the first place.

        2. tonyboy

          Actually most claims do not go to courts and most are settled and the injured person gets a payment
          I run a business and had an incident of employee who was working a few weeks stating they were injured in a fall
          I notified my insurance broker and did all the right things.
          Meanwhile I discovered the individual had sued a previous employer ,we also found out that they left England after a claim for injury.
          My impression about the insurance company was they wanted to deal with it even when I stated I would not be going ahead with a claim because I stated that this claim was fraud.
          I received a solicitors letter and rang them up stating that we regarded their client as a fraudster
          We asked them for the name of their insurers, which they were very taken aback with
          That was about a year ago and we have not received any more contact.
          I forwarded the file to the insurance fraud hotline
          I believe that the insurance industry are not serious about tackling fraud because they just increase all policies each year and get back all that they pay out plus a tidy sum
          I believe it justifies all their rises
          Sadly this is resulting in what we are seeing today
          Soon before you walk outside you will have to fill in a disclaimer for fear of being sued for something.

    2. thefatlad

      Scumbag insurers!
      By all accounts claims haven’t gone up in numbers (though they are now more high profile due to media sensationalism) but instead, insurers are pushing up the costs to balance the two insurance providers folding several years ago and leaving a shortfall in the billions.

    1. postmanpat

      SUV driving phonies who overextended themselves financially to keep up with the Jones’s and now see an claim opportunity. The school probably wont challenge the claim. It’s a handy 15K or more for a few minutes of child acting coaching and quick court appearance, if it even goes that far.

    2. Deimos

      Irish people do obviously.

      I wonder if PE lessons are also similarly limited.

      How on Earth can the country that gave the world hurling have fallen so low.

  1. mildred st meadowlark

    That was a playground rule when I was in school. I just assumed as a kid that all the teachers were a bunch of dryshytes.

    1. Paul

      We weren’t allowed run on the tarmac but were allowed to run on the grass (if it hadn’t been raining that day). I only found out years later that our principal stood up to so many parents and lawyers over trips and falls, hooshing the boo boos out the door. The ‘no running on the tarmac’ rule was a middle ground drawn up to stop the constant claims and to empower the staff to give ‘the hairy eyeball’ to any parents with their eyes on the tiny bit of money that kept the school running.

      That principal was and is an amazing woman. I work with some very sick children and some very angry parents and I take strength from what I learned about her every day.

    2. Nigel

      When I was a kid you could run around with other kids, hunt them, kill them, cook them, eat them, make drums from their skin and beat them with their bones but you can’t anymore because of insurance.

      1. Janet, I ate my Avatar

        my favourite game was kick chasing and then locking your mates in the jacks
        and Brittish bulldog
        kids need to let of steam

        1. Brother Barnabas

          exactly

          back in my day the only rule was no direct punches to the head – wasn’t enforced though

          1. mildred st meadowlark

            You want that milk in a saucer, kitten? Or will direct from the tit do you well enough?

        2. edalicious

          Bulldogs on tarmac with brick walls at both ends of the “pitch” is what we played. I spent most of my childhood as a giant walking graze.

          1. Janet, I ate my Avatar

            especially when it’s crutches and NO ONE can take them off you
            mhawhahahhah

  2. postmanpat

    I remember the thick elastic band fad. where a big knot was tied on one end and you’d get a whip off it . ah the bruises!! Or when one fella talked to you while his accomplice snuck behind you and got down quietly on his hands and knees then you’d get a shove and fall back and hit the back of your head quite significantly off the ground. Then you and a buddy would do it of some other sap and so the violence perpetuated. Screaming in a fellas ear was one that went around for a while in primary school yard before most our voices broke and we were still squeaking like girls. I tried it on some kid , (while I still had ringing in my ears for the last guy who got me) and my voice cracked from squeaky kid to deeper grownup kid and back again. Like that kid from the Brady Bunch movie Total fail , hilarious though! Whole yard fell around laughing.

    1. Papi

      The fifth years used to actually hang first years by the band of their jocks off of coat hooks til they ripped enough for you to get down. We showed them by wearing already weakened jocks. Violence also breeds an innate sense of survival, so necessary in later years.

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