Tag Archives: compensation

Data from the National Claims Information Database

This morning/afternoon.

Via The Irish Times:

The cost of motor insurance claims fell 2.5 per cent between 2009 and 2018 but premiums rose 42 per cent, according to a Central Bank report …

The first comprehensive study of premiums and cost claims in Ireland appears to cast doubt on industry claims that the higher cost of car insurance is the result of spiralling payouts and increased claims, resulting in low profitability.

It found that the average cost of claims per policy fell from by 2.5 per cent from €437 in 2009 to €426 in 2018 while average premiums jumped by 42 per cent from €498 to €706.

The report, based on data from the National Claims Information Database, also revealed the industry here generated an operating profit of 9 per cent. The average level of profitability in the UK is 5 per cent.

Full report here

Motor insurance premiums up 42% even though claims fall, Central Bank report finds (Irish Times)

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Meeting of the Joint Committee on the Future Funding of Domestic Water Services last month

Niall O’Connor, on Independent.ie, writes:

Households that “wilfully abuse water or permit wastage” should be prosecuted and have sanctions imposed, according to a draft report being considered by TDs and senators.

The report, seen by Independent.ie, aims to form the basis of a compromise between the main political parties.

…According to the document, circulated to members by committee chairman Pádraig Ó Céidigh, those who waste water should face prosecutions.

The Committee recommends that the Water Services Act 2007 be amended to ensure that those who wilfully abuse water or permit wastage can be prosecuted and that sanctions can be imposed,” the document states.

It also recommends that households that have paid all or some of their bills should be compensated.

Households that ‘wilfully abuse water’ to face prosecutions (Independent.ie)

I131022_165948_672275oTextCS_50044303-2480541(Kathleen Whelan with Steven O’Riordan at Áras an Uachtaráin)

Magdalene Laundry survivor Kathleen Whelan died in her home at Baile Na Aoire, Montenotte, Co Cork, last Sunday – on her 68th birthday.

She received no compensation before she died, even though Taoiseach Enda Kenny made the State apology in February.

Steven O’Riordan, of Magdalene Survivors Together, spoke to Mary Wilson on RTÉ One’s Drivetime moments ago about this.

Mary Wilson: “Did [Kathleen Whelan] get anything?”

Steven O’Riordan: “No. Unfortunately Kathleen, and like the lady that died previously, has left now €200,000 behind them and the State obviously has saved €200,000 and paying any compensation to these individuals. And I think that’s very sad as well because I think these women really did believe that once the apology was made, and once the scheme was set up in June, that payments would be start to be made and, of course, like everything that the State seems to have to offer is all legal implications and all tied with red tape and nothing ever seems to progress in this country.

Wilson: “So, what is stopping the progress? They got the apology last February, the scheme for compensation was established in June. Here we are near the end of October and you’re telling me that none of the women have got any money?”

O’Riordan: “No. And I think the implication is that a waiver form has to be signed by the women and I think there’s a…”

Wilson: “This is a waiver, not to sue…”

O’Riordan: “Not to take the State to the courts any more after they get the compensation and I think ultimately then what happens is that if the women don’t sign it and want to go to the courts, would the statute of limitations be lifted? Does the implications of them getting a previous compensation from an industrial school kick in? Does that prevent them from going to the courts? And what are the implications of signing the waiver form in terms of the rights they’re giving away.”

Wilson: “So Steven are some of the blockages to pay out on the side of the women who want certain guarantees in relation to their own futures on the compensation?”

O’Riordan: “Well a lot of the women expressed a view that they feel that they should be paid in full. And the Government feels that they should be getting a weekly allowance each week, on top…”

Wilson: “They want the full payment? The women want the full payment from the start?”

O’Riordan: “Yeah.”

Wilson: “The Government wants to give it on an incremental basis?”

O’Riordan: “Yeah, and I think it’s a shame that the Government again just don’t listen to the women. The Government were asked to get the religious orders to pay something into the scheme, they didn’t achieve that. The Government have been asked for the women can they be paid in full. We don’t seem to be getting that. I distinctly remember writing to the Secretary General Jimmy Martin asking could there be confirmation as to whether the women or not will get the full entitlement rather than this weekly payment, that was in July. I’m still waiting in October to receive a response.”

Wilson: “So where are we at? Are there talks ongoing?”

O’Riordan: “We’re in absolutely no-man’s land. The Department of Justice has completely and utterly shut down. They don’t relay or communicate with me. They only communicate with the women directly. I’ve had over 20 complaints from different women that I’ve worked with in relation to the Department of Justice’s handling of the process of the scheme. The women are very upset with the fact that they don’t know what the situation is with their medical cards. We’ve heard a lot about that from different, various groups already this week in the Budget. And I suppose the women now feel that they might not even get the medical cards. The other thing that they’re upset about is the fact that there’s been no progress on the national monument even though they have a clear vision as to what they want to achieve. And I think their biggest fear is that, will they all be dead by the time this is resolved? And why is it taking so long? What is the situation with regard, the delay in the process of these payments? And why isn’t the Government properly communicating with these women? And why isn’t the Government communicating with the groups that have been set up to deal with these women?”

Stephen also said the women have yet to hear anything about the  dedicated unit and helpline that the Government promised to set up, following the State apology.

He also said that the ladies have had to pay in order to obtain birth certificates and marriage certificates, as part of the process.

Listen here

Pic via Goldenbridgeinmate36

 

Woman loses claim after ‘dirty dancing’ at Copper Face Jacks (Mary Carolan, Irish Times)

Previously: Nobody Puts Baby In Plaster

European airlines will have to compensate passengers by up to €600 if their flights are delayed by over three hours following a landmark ruling by the European Court of Justice yesterday.

Europe’s highest court upheld a 2009 decision which ruled that passengers flying within the EU who suffer significant flight delays have the same rights to compensation as passengers whose flights are cancelled.

It will pave the way for passengers to claim millions in compensation. But consumer advocates said they did not anticipate airlines would make it easy for delayed people to claim.

Ryanair Flight Delay Indemnity Surcharge in 3….2…

Airlines must pay for delays, says court (Conor Pope, Irish Times)

(Mark Stedman/Photocall Ireland)

Some 15,000 abuse victims are expected to receive compensation from the State’s Residential Institutions Redress Board with the bill expected to reach €1.47billion.

Under an indemnity scheme, and following proposals from the 2009 Ryan Report, the Government has been pushing for the cost to be split between the State and the 18 offending religious orders, on a 50:50 basis.

However just one of the orders has accepted this.

Last Friday, at the unveiling of a memorial for victims of clerical sex abuse in Dublin, Education Minister Ruairi Quinn said the pace at which congregations were signing up to a 50-50 contribution with the State in compensating abuse victims was “very unsatisfactory”.

Patsy McGarry, of the Irish Times, noted: ” (Quinn) had no “desire to bankrupt” the congregations, “all of which are ageing”, but noted that “they do have substantial health and educational structures” under their control.”

This morning The Irish Examiner, reports that the orders are €400 million short.

And as has already been reported one of the obstacles facing the State is that the church has been placing assets into trusts.

In April of this year Katherine Donnelly, of Irish Independent, wrote: “Mr Quinn now wants the orders to hand over the deeds of schools and medical facilities to finally settle the deal on compensating victims of abuse in residential institutions.
However, it may prove difficult to implement the handover of deeds as many schools controlled by the orders have been placed in trust and are no longer in the ownership of the orders. Trusts are complex legal entities, and NUI Maynooth law lecturer Neil Maddox said that the Government was facing a “legal headache” on this front.”

In May of this year, Carl O’Brien, of Irish Times, wrote:In order to address the shortfall, Minister for Education Ruairí Quinn is seeking to negotiate the transfer of school infrastructure owned by 18 religious orders to the State.These talks are ongoing. However, religious congregations have moved many schools into trusts, making it difficult to transfer them into State ownership.”

Which is what is getting the Quinn family into so much trouble.

In 2009, a study, headed by NAMA Boss Frank Daly, found the 18 congregations had assets worth €3.7billion.

Ain’t life grand?